Streamline Approvals: Get Early Access to Actionable Loans

As a lender, you know time is money. But what if you could identify potential roadblocks in the loan approval process before investing significant resources? This is where earlier access to actionable issues comes in.

Let’s explore how this approach can revolutionize your lending practices.

What Actionable Issues Does Pippin Find?

Actionable issues are problems or discrepancies in a loan application that could potentially delay or derail the approval process.

These might include:

Undisclosed liens: Hidden claims against the property can drastically alter the loan-to-value ratio and require immediate resolution, potentially jeopardizing the loan’s approval.

Ownership disputes: Unclear property ownership can lead to legal complications, halting the lending process until resolved.

Incorrect property boundaries: Discrepancies in property lines may necessitate new surveys and neighbor negotiations, extending timelines and possibly affecting property valuation.

Outstanding taxes or judgments: Unpaid debts against the property or owner can impact the borrower’s creditworthiness and complicate the lending decision.

According to our data, 47% of files assessed by our Precheck+ service contain at least one actionable issue. That’s nearly half of all applications hiding potential problems that could waste your time and resources.

How Does Earlier Access to These Issues Help Save Time?

Imagine you’re about to embark on a road trip. Would you rather know about a road closure before you set out, or after you’ve driven halfway there?

Earlier access to actionable issues works the same way for your loan approval process:

Avoid Wasted Effort: By identifying potential problems early, you can avoid investing time and resources into unqualified loans.

Faster Resolution: When issues are discovered early, you have more time to work with applicants to resolve them, potentially saving the loan.

Improved Decision Making: With comprehensive information upfront, you can make more informed decisions about which loans to prioritize.

Enhanced Customer Experience: By addressing potential issues early, you can provide a smoother, more transparent process for your applicants.

What Sets Pippin Apart from Other Services?

Pippin stands out in the lending industry by offering a unique combination of expertise, coverage, and flexibility. At the core of our service are the experts behind the original Lender Pre-check searches – industry professionals deeply committed to solving your most pressing challenges.

This dedicated expertise ensures that you’re not just getting a service, but a partnership with professionals who understand the intricacies of the lending process.

Our comprehensive coverage is another key differentiator. We’ve crafted a solution that blends cutting-edge technology with on-the-ground human expertise. By leveraging online records access and maintaining a presence in every county, Pippin delivers a service that’s both efficient and thorough.

This approach ensures that you get the benefits of rapid digital processing without sacrificing the nuanced understanding that comes from local knowledge.

Flexibility is also central to our offering. Recognizing that every lender has unique needs and existing processes, Pippin allows you to engage with our services in a way that best suits your operation.

You can either work directly with us or seamlessly integrate our services into your existing relationships with title companies.

With Pippin, You Get:

Nationwide Coverage: Whether you’re dealing with residential, commercial, or even green energy projects, Pippin provides comprehensive title searches across the country. Our team understands the nuances of different state requirements, ensuring you get accurate information no matter where the property is located.

Same-Day Insights: In the fast-paced world of lending, waiting for information can be costly. Pippin provides critical loan details the same day, giving you direct access to the information you need to assess loan viability quickly.

Advanced Technology: By leveraging automation and digital databases, Pippin expedites the loan qualification process. This technology also facilitates seamless collaboration with other stakeholders, such as title agencies and legal professionals.

How Can Earlier Access to Actionable Issues Transform Your Approval Process?

By integrating Pippin’s services into your workflow, you can proactively identify potential issues that could hinder loan approval.

This saves time and resources by preventing you from investing in loans that are likely to be rejected. With faster access to critical information, you can make more informed decisions and expedite the approval process. Ultimately, a smoother, more transparent process leads to happier clients and potentially more referrals.